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How Much Does a Funeral Cost?
Funeral Planning For Every Budget
Since funeral services vary so much, it's difficult to arrive at a typical cost. But we do know that people believe funeral costs to be much higher than they actually are. Your personal requirements and preferences might make the cost higher than average...or lower. By understanding the areas involved in the funeral process, we can help you choose the options that best suit your beliefs and your budget.
The total cost of a funeral is determined by three main considerations:
- Considering everything that makes your service unique
- Selecting your services
- The advantages of preplanning
Within each of these areas, we can help you plan the best possible funeral at the best possible cost.
Consider Everything That Makes a Funeral Unique
The first area of cost involves the funeral home services you request. Different costs are associated with each of these choices, and we will be happy to discuss them with you in detail:
- Do you prefer a traditional funeral or an alternative?
- What type of memorial service would you like and where?
- Do you want a formal or informal viewing or gathering at our funeral home?
- Do you prefer burial or other interment?
- Would you like a graveside service?
- Would you like a cremation service?
Ask us about the options available to you. We'll give you detailed costs and all the choices associated with each of these options.
Our selection of funeral products provides you with a wide range of choices in style...and in price. Here, you may consider simple elegance, or something a bit more elaborate. The reason we offer so many different options is to insure that you find exactly what you are looking for at the price you have in mind.
You want to make sure the service being planned is as unique as the individual being honored and remembered. Displaying special memories on memory boards and memory tables may be another consideration for personalizing the funeral even more.
The Services You Choose Affect The Products You Need
If you prefer a traditional funeral with interment, you will need to purchase both a burial vault and a casket. While it's true that some states do not require a vault for burial, most cemeteries do, because vaults prevent the ground from settling and make it easier to maintain a beautiful cemetery. Burial vaults are available in a wide range of prices, styles, and protection levels.
Choosing a casket
Whether you select ground burial or cremation, some kind of container is necessary, and they are available in a very wide range of prices.
The option of cremation
If you prefer this option, your cost will depend on the disposition of the cremated remains. You'll select an urn, and then choose ground burial for permanent placement, or an above-ground columbarium, where the urn is placed in a niche. Some people keep the urn at home, or prefer a scattering ceremony in a special garden or other site. If you choose ground burial, you will need an urn vault to keep the ground from settling and protect the urn.
Automotive services
The types and number of cars you need is another area that offers you a wide range of choices, and helps you control costs. As part of our service, we provide automotive equipment, such as a hearse and limousines, for transportation from the place of death to the site of service and the interment.
Selecting an interment site
Whether you prefer traditional interment, mausoleum, or cremation, there are costs associated with the cemetery site. We've had a lot of experience with the costs associated with cemetery choices and can offer complete information on the various options involved.
The Advantage of Preplanning
Preplanning a funeral is not unlike planning for the other expenditures you face throughout life. Reviewing options, shopping product and price, getting the maximum value for your dollar, and making carefully thought out decisions are all important. Careful planning leaves you extra time and money for those things in life that you really enjoy.
Without a doubt, the best way to prepare for and control the costs associated with a funeral is to make your decisions well before the actual need arises. Preplanning allows you to decide exactly how much you can spend on the areas we've talked about, and anticipate the costs well in advance.
As full-service funeral directors, we can explain the details of the considerations we discussed earlier, in order to complete the preplanning process.
That way, you can be sure that all items are accounted for. Many families are unaware of just how many ways we can help. We can do as little or as much of the planning as you like. We can provide you with a complete preplanning check list so that no detail is overlooked.
We can also help you organize and prepare a permanent record which outlines your wishes in detail. We want you to know that you can depend on us for guidance and complete confidentiality.
We've helped many families make all the choices we've discussed so far, and we stand ready to help you, as well. When you preplan your funeral arrangements, you are assured that your wishes will be carried out, and that your family will not encounter any unanticipated expenses. Preplanning can even save you money.
Considering Your Alternatives.
As you can see, there are many areas where you can spend-or save-money when you plan a funeral. The decisions you make in all these areas can be guided only by your taste, your religious beliefs, the stated preferences of you and your loved ones, and your budget. It may seem a bit overwhelming at first, but we are experienced at guiding people through the process at a most difficult time. As you make final arrangements for yourself or a loved one, you will receive a detailed, itemized list of costs, making your decisions with all the facts before you.
If you have any questions, or would like to examine the many options we offer, please call on us at any time. Don't be afraid to ask about cost, you have a right to know.
To the Families We Serve:
A funeral should provide a personal experience of value and it is our desire to render the best possible service to you and your family during this period. As you may be aware, we are guided by local customs in the exercise of our services. If your family or religious customs require special attention by our staff, please advise us of your needs and we will gladly fulfill your requests if at all possible.
A funeral's main purpose is to allow family and friends the opportunity to gather together and share their loss by facing the reality of death with the assistance of ritual and ceremony.
Remember friends and business associates can feel a loss as much as relatives and their participation and 'supportive value should be welcome. They sincerely want to be a part, of the grieving and supportive community surrounding you.
If there arc any questions regarding our services or charges, or about any other information,- please feel free to consult us, A family's infrequent experience with a funeral home dictates that every aspect of our service be fully understood.
Sincerely,
Richard R. Bradley
Scott W. Bradley, MSW, CFSP, CT
Professional Services
In addition to the professional services outlined in our general price list, our services also include;
24 hour per day, 365 day per year staff response to initial requests for services and conducting the arrangement conference with the responsible party(ies) to determine desired services.
Coordinating desired service plans with the cemetery, crematory, clergy, fraternal lodges, military, civic organizations, and/or other parties involved in the ceremonies, rituals, transportation or final disposition of the deceased.
Office and staff personnel to prepare and process the death notice and obituary, transcripts of death, clergy record, social security notification, veterans application, airline notifications, legal affidavits and any other forms or correspondence requested by the family.
Dedicated staff who regularly receive continuing education and professional training to meet state and federal licensing requirements.
Basic Unallocated Funeral Provider Overhead
Also included within our professional services fee is our basic unallocated funeral provider overhead which covers fixed overhead and includes a pro-rata share of the costs for insurance, taxes, telephone and communications, secretarial and office expenses, maintenance, staff transportation, professional licensing and training, legal, accounting and other fixed expenses.
Exclusive Services
Our exclusive services also include consultation and literature to facilitate preplanning a funeral; the use of memory boards, picture stands and easels during the ceremony; literature, workbooks, and books for issues of trauma, children and loss, adolescents, suicide, spouse and parental loss; aftercare literature on probating wills and tying up loose ends with funerals; as well as access to our web site, online obituary and condolence section, six month subscription to the AfterLoss newsletter, invitation to our animal service of remembrance during the holidays, and two no cost consultations with a licensed counselor from the Center for Life Transition.
Special Services of a Licensed Practitioner of Mortuary Science of the State of New jersey (Funeral Director)
These special services would be long distance accompaniment to a cemetery, extraordinary reconstructive restoration, procuring consular documents, international shipping, disinterment and reburials or other arrangements not included in our basic or preparation categories
Embalming
Our Licensed Practitioners of Mortuary Science use "Best Management Practices" and "Universal Precautions" as required by the Bloodborn Pathogens Regulations of OSHA and the State Board of Mortuary Science of the State of New Jersey.
Our operating room includes the use of chemical supplies, equipment, emergency equipment, for compliance with OSHA regulations for formaldehyde exposure, bloodborn pathogen exposure, work place safety and disposal of regulated medical waste.
Other Preparation of the Body
Assumes a maximum custodial care for a 4R-hour period preceding disposition or following services or visiting hours.
Dressing. Casketing & Cosmetizing - Includes sanitary bandaging or wrapping, dressing, complexion restoration and application of ornamental cosmetics, casting, positioning and all procedures necessary for viewing of a properly embalmed body.
Sanitary Care for an Unenbalmed Body - Includes hygienic washing and disinfection of an unembalmed body, using OSHA Regulations for Universal Precautions for Bloodborn Pathogens, complexion restoration, dressing, casketing and any other preparation for identification, cremation or burial. Includes the use of the operating room for cooling and sheltering to comply with NJ.A.C. 16:7-18.1 (No person shall cremate a dead human body unless at least 24 hours have elapsed from the time of death.)
Preparation of the body for viewing and/or funeral if shipped in from another funeral home - Includes any or all of the following: uncrating,, additional preservation procedures and/or hygienic bandaging, dressing, application of cosmetics, casketing, repositioning and use of the operating room.
Facilities and Staff
At the funeral home - Our services include staff supervision of the gathering and/or funeral ceremony, supervision of the local (10 mile radius) committal service following the ceremony, set up and takedown of the rooms used.
At a location outside the funeral home - Our services may include gathering at the funeral home prior to church services, staff supervision of the ceremony, additional staff for the setup and takedown of the equipment necessary for the gathering and service and supervision of committal.
The Direct Cremation Package we offer includes any or all of the following: preparation and/or placement of newspaper notices, procuring transcripts of death, filing Social Security and/or Veterans forms, arranging for the disposition of cremated remains.
Cash disbursements to cover the cost of cremation, burial permits, certified copies of death and other costs will be paid by the funeral home for the convenience of the family. The family must provide funds (at cost) at the time of arrangements for these additional items.
If Bradley & Son Funeral Homes, LLC is to hold cremated remains for a period longer than fourteen days, an annual fee will be required, unless other specific arrangements are made prior to the cremation.
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